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The consumer financial transactions clinic ("CFT Clinic") will give students the opportunity to get hands-on experience representing low-income individuals in civil litigation and transactional matters related to consumer credit and debt, specifically issues related to student debt. Students will act as the primary attorneys for individual clients and with organizational partners at every step along the way – from intake to problem identification to negotiation to hearing – guided and supported by a full-time UNC School of Law faculty member. The CFT Clinic docket is a mix of litigation, transactional, and regulatory work. Each student team will represent one or more individual clients. Additionally, each student will have the opportunity to work with organizational partners. For example, in any given semester, students may have opportunity to participate in policy projects, provide feedback to state and federal consumer protection agencies, create and disseminate consumer education materials, or participate in complex litigation in support of broader consumers' rights and consumer law advocacy efforts.

The CFT Clinic has both full-year and semester (fall-only) options. Each semester is 4 credit hours. During the fall semester, all CFT students will engage in a weekly seminar that will provide the legal and analytical foundation for their lawyering experiences. The coursework is designed to develop students’ doctrinal knowledge, enhance their ability to adopt critical perspectives on the practical issues they experience in their casework, examine their lawyering experiences, and challenge their assumptions about what it means to be a lawyer serving clients.

UNC School of Law | Van Hecke-Wettach Hall | 160 Ridge Road, CB #3380 | Chapel Hill, NC 27599-3380 | 919.962.5106 | Accessibility

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