About Section Menu Academics -Degree Programs --J.D. Program --LL.M. Program ---Curriculum ---Academic Calendar ---About UNC ---UNC Resources & Centers ---Community Resources ---FAQs --Dual Degree Programs -Courses & Advising --First-Year Courses --Core Courses --Upper-Level Courses --LL.M. Courses -Academic Calendars -Summer Session -Clinical Program --Civil Legal Assistance Clinic ---About ---Highlights ---Resources ---FAQs --Community Development Law Clinic ---About ---Highlights ---Resources ---FAQs --Consumer Financial Transactions Clinic ---About --Domestic Violence Representation Project ---About --Immigration/Human Rights Policy Clinic ---About ---Highlights ---Resources ---FAQs --Juvenile Justice Clinic ---About ---Highlights ---Resources ---FAQs --Faculty & Staff --Testimonials -Externship Program --Testimonials --Current Sites -International Programs --Summer Study Abroad Programs --UNC Exchange & Study Abroad Programs ---Augsburg ---Lyon ---Nijmegen ---Iberoamericana ---Manchester ---Glasgow --International Work & Funding Opportunities --Middle Temple Program --Research Scholars Program ---How to Apply ---Current & Previous Visiting Scholars --Incoming Exchange Students ---UNC Information & Policies ---Transportation ---Health Insurance & Immunization -Certificate Programs -Academic Policies --ABA Rules --Academic Success Program --Disability --Enrollment --Evaluation & Grading ---Class Attendance ---Multiple Uses of Written Product ---Recording and Distribution of Classes --Examinations --Graduation --Inclement Weather --Journals --Leaving the School --Non-Discrimination --Plagiarism -The Writing and Learning Resources Center (WLRC) --Research, Reasoning, Writing, and Advocacy (RRWA) --Academic Success Programs --Lending Library --Job Opportunities for Law Students --One-Day Workshop of the Legal Writing Institute Enter Edit Mode Show Page History Manage Left Navigation Widgets Manage Page Widgets Change Number of Areas Page History Choose an Area to Edit Area: Working... Current Left Navigation Widgets Working... Current Page Widgets Working... Choose the Number of Areas for This Page NOTE: Reducing the number of areas will permanentlydelete any content and widgets in the removed area(s). Area Positions Area 1 is the main column for the page Area 2 appears to the right of area 1 Area 3 appears under area 1 Number of Areas: 1 2 3 Working... This two-semester, six-credit clinic will train students to be creative and effective advocates on behalf of low- and moderate-income clients who have suffered as a result of inappropriate or unfair consumer financial transactions. Much of the clinic’s work will involve representing people whose homes are being foreclosed upon or are at risk of foreclosure. Students will also represent consumers in matters involving credit card debt, student loan debt, check-cashing services, and unfair debt collection practices. The clinic’s docket will offer students a mix of experiences in business law, finance, negotiation, and litigation. Concrete tasks likely will include the forensic assessment of consumer financial transactions, counseling clients, negotiating with financial institutions, and in some cases pursuing litigation to remedy abusive practices. Academics Degree ProgramsCourses & AdvisingAcademic CalendarsSummer SessionClinical ProgramCivil Legal Assistance ClinicCommunity Development Law ClinicConsumer Financial Transactions ClinicAboutDomestic Violence Representation ProjectImmigration/Human Rights Policy ClinicJuvenile Justice ClinicFaculty & StaffTestimonialsExternship ProgramInternational ProgramsCertificate ProgramsAcademic PoliciesThe Writing and Learning Resources Center (WLRC) Go to Top of Page