Consumer Law

Law 235






This course provides a survey of federal and state laws regulating consumer financial transactions. The course focuses largely on parts of the federal Consumer Credit Protection Act: the Truth-in-Lending Act, the Fair Credit Reporting Act, the Equal Credit Opportunity Act, the Fair Credit Billing Act and the Fair Debt Collection Practices Act, as well as recent legislation like the Military Lending Act, the Credit Card Accountability Responsibility and Disclosure (CARD) Act and the Dodd-Frank Wall Street Reform and Consumer Protection Act. It covers regulation of consumer financial transactions at the state level, particularly in North Carolina, including consumer finance acts, retail installment sales acts, anti-predatory mortgage lending acts, and regulation of debt collection. In addition to covering details of the relevant regulations, the course explores contemporary policy debates in consumer financial transactions and the intersection of consumer protection and the consumer lending marketplace.

C. Kukla (Adjunct)

UNC School of Law | Van Hecke-Wettach Hall | 160 Ridge Road, CB #3380 | Chapel Hill, NC 27599-3380 | 919.962.5106

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