Melissa B. Jacoby is the Graham Kenan Professor of Law at the University of North Carolina at Chapel Hill, where she won the inaugural Robert G. Byrd Award for Excellence and Creativity in Teaching and where she teaches debtor-creditor and commercial law courses. Jacoby's research takes multidisciplinary approaches to exploring a range of bankruptcy, debtor-creditor and commercial law problems. She is a co-principal investigator of the 2007 Consumer Bankruptcy Project, a nationally-representative dataset on families in bankruptcy. She also is an elected member of the American Law Institute and the National Bankruptcy Conference, through which she remains involved in legislative and policy initiatives, is part of the Rethinking Regulation group at Duke University's Kenan Institute for Ethics, and is a contributor to Credit Slips. Earlier in her career, she clerked for the Honorable Robert E. Ginsberg of the United States Bankruptcy Court for the Northern District of Illinois and the Honorable Marjorie O. Rendell of the United States Court of Appeals for the Third Circuit, and worked in Washington D.C. as a senior staff attorney for the National Bankruptcy Review Commission. Many publications are posted at http://ssrn.com/author=224683, and her full curriculum vitae can be found at http://works.bepress.com/melissa_jacoby/. She graduated with honors from the University of Pennsylvania Law School.