About the Journal Section Menu North Carolina Banking Institute Journal -About the Journal --Board of Advisors --Center for Banking and Finance -Volumes -The Balance Sheet --How to Submit? --What is Accepted? --Who May Submit? --Recent Articles -Masthead -Subscriptions -Submissions Enter Edit Mode Show Page History Manage Left Navigation Widgets Manage Page Widgets Change Number of Areas Page History Choose an Area to Edit Area: Working... Current Left Navigation Widgets Working... Current Page Widgets Working... Choose the Number of Areas for This Page NOTE: Reducing the number of areas will permanentlydelete any content and widgets in the removed area(s). Area Positions Area 1 is the main column for the page Area 2 appears to the right of area 1 Area 3 appears under area 1 Number of Areas: 1 2 3 Working... Contact Us U.S. Mailing Address North Carolina Banking Institute University of North Carolina School of LawVan-Hecke Wettach Hall, CB #3380Chapel Hill, North Carolina 27599-3380 Telephone Number 919.843.5870 Fax Number 919.843.5135 Email Address ncbank@unc.edu Editoral Board Dan Tracey, Editor-in-Chief - dktracey@gmail.com Ben Weadon, Executive Editor - wubenjam@live.unc.edu Laetitia Cheltenham, Managing Editor - llcheltenham@gmail.com Alec Covington, Institute Editor - acov@live.unc.edu Pierce Sandwith, Publication Editor - sandwip@live.unc.edu Clay Costner, Articles & Notes Editor - ccostner@live.unc.edu Bryan King, Articles & Notes Editor - bpk131@gmail.com Michael Maloney, Articles & Notes Editor - mpmalone@live.unc.edu Varen Moore Articles & Notes Editor - vrmoore@live.unc.edu Nicole Olvera, Articles & Notes Editor - nicoleolvera@gmail.com Faculty Advisor Lissa L. Broome - lbroome@email.unc.edu North Carolina Banking Institute Journal About the JournalBoard of AdvisorsCenter for Banking and FinanceVolumesThe Balance SheetMastheadSubscriptionsSubmissions Go to Top of Page