North Carolina Banking Institute Journal

Welcome to the North Carolina Banking Institute website.

The NCBI is a student-edited legal journal at the University of North Carolina School of Law in Chapel Hill, North Carolina. The NCBI was formed in 1996 by a dedicated group of UNC Law students, UNC Law faculty, and attorneys. The NCBI was then officially recognized as a journal by the UNC School of Law in the Spring of 1998, becoming the third recognized journal at the School. Now, in its fifteenth year, the NCBI continues to thrive with approximately 300 law schools, law firms, and financial institutions subscribing to the journal, which is published annually in the Spring.

Through this website and its annually published journal, the NCBI aims to be a leading resource and place for discourse on practical, cutting-edge issues facing attorneys, judges, policymakers, and scholars within the banking industry. It is the goal of the NCBI to give you real-time access to these issues, making our scholarship more current and influential. To keep you informed of current news in the banking industry, see the "Banking News" page. To assist you in your banking related research needs, see "The Banking Resource" page. To retrieve a PDF version of a particular article or note in a NCBI Volume, see the "Volumes" page. To circulate YOUR ideas on a particular issue related to the legal aspects of the banking industry or in response to a particular article or note in a NCBI Volume, see "The Balance Sheet" page.

Thank you for visiting the NCBI website, where you can find tomorrow's research today.

Editorial Board, Volume 17

News and Resources

• Banking News
• The Banking Resource