Payday Lending in North Carolina: Now You See It, Now You Don't Section Menu North Carolina Banking Institute Journal -About the Journal --Board of Advisors --Center for Banking and Finance -Volumes -The Balance Sheet --How to Submit? --What is Accepted? --Who May Submit? --Recent Articles -Masthead -Subscriptions -Submissions SCOTT A. HEFNER Volume 11 - Citation: 11 N.C. Banking Inst. (2007), Page 263 North Carolina Banking Institute Journal About the JournalVolumesThe Balance SheetMastheadSubscriptionsSubmissions Go to Top of Page